Personal Injury

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Accident Benefits

Regardless of who is at fault for the motor vehicle accident, you are required to make an application with your own insurance company for what are known as Statutory Accident Benefits. These benefits may include payment of an income replacement and medical rehabilitation expense.  

Tort/Pain and Suffering 

Generally speaking, if someone suffers an injury as the result of someone else’s negligence, they may bring a civil tort claim to recover damages from the responsible party. These damages may include lost income, medical expenses, and pain and suffering.

However, in Ontario, there are statutory restrictions on recovery for car accident victims. In order to receive damages for pain and suffering, the car accident must have caused, “permanent serious impairment of an important physical, mental or psychological function.”

What is my case worth?

When assessing the value of a claim, one must look at the injury and what limitations you experienced due to the injury. How has your injury affected your daily living, and your ability to work?

It is important to note that a claim for pain and suffering that arises out of a motor vehicle accident must meet what is known as “threshold”. In order to overcome this threshold, the injuries from the accident must have resulted in some serious impairment/ disfigurement that is permanent. The injuries may be of a physical or psychological nature.

Types of damages include medical treatment, housekeeping and home maintenance services, pain and suffering and loss of income (past and future).

Each car accident claim is different because each victim is unique. It is important to have a lawyer with the experience and who knows your rights. 

If you applied for disability benefits, but your application was denied, what can be done?

There are a number of reasons why your application could be denied, so we would have to review your denial letter to determine if we can help you. 

However, there is an appeal process for dealing with denied applications. If you are under the age of 65 and do not think you can ever work again due to disability, we would be glad to review your denial letter and determine whether we think your application should be appealed.

1. Denied Short-term disability benefits
2. Denied Long-term disability benefits
3. Canada Pension Plan (CPP) disability benefits
4. Ontario Disability Support Program benefits 

Not able to work as a result of a physical or psychological disability?  Have you been denied your right to benefits? Virtually all large insurance companies deny such claims routinely and it is difficult to fight experienced lawyers working for big insurance companies on your own.
 

We will vigorously fight the insurance company for you, to ensure that you receive the best possible settlement. 

A “slip and fall” or a “trip and fall” is exactly what it sounds like. It is when a person slips or trips due to dangerous conditions. Of course, there are other situations besides a fall that may cause injuries.

All owners/occupiers are charged with a general duty of care to ensure that their premises are in safe condition and a state of good repair. If this duty of care and obligation is not met, and you are injured as a result of unsafe conditions, you may be able to recover monetary compensation for your injuries.

What to do after a fall?

• Seek medical care immediately.
• Obtain the names and addresses of any witnesses.
• Use your cell phone to photograph the accident scene and especially the “dangerous condition” that caused you to fall.
• Report the accident to someone that appears to be in charge of the premises such as a manager or security personnel.
• There are limitation periods that must be met when making a claim for damages against the party at fault and some limitation periods (such as notice to the City) are shorter than others.

Whether commercial, residential or otherwise, contact us if you've been injured as a result of dangerous conditions on someone else's property. 

A notary public is a person who can serve as an official witness to the execution (signing) of contracts, agreements, and an almost limitless array of legal documents. A notary may also certify documents to be true copies of the original.  A notary has the authority to administer oaths, solemn affirmations, and declarations that are used for affidavits and statutory declarations.

Having documents signed before a notary provides assurance to others that that particular person signed the document. 

You must sign it in the physical presence of the Notary, we cannot make exceptions to this rule! Generally speaking, it is best to wait until the Notary tells you that you can sign, as you may need to swear an oath first, for example. The most common mistake we see is customers coming in with documents already signed. Usually, this is easily rectified. You simply sign the document again in front of the Notary. However, it is, of course, a little messy. And it may not be accepted in your particular circumstances. If you want to be sure, contact your counsel, or the organization that you are sending the document to, and ask. If possible, bring a spare copy, just in case. 

Our services are professional and efficient. Our fees are affordable and competitive. Our hours are expansive and flexible. 

In addition to the practice areas mentioned, Reyes Tam Law also advocates on behalf of injured victims involving:

• Pedestrian accidents
• Motorcycle accidents
• Bicycle accidents
• Boating accidents
• Trucking accidents 
• Bus & public transport vehicles 
• Assaults
• Wrongful death 
• Critical injuries: spinal cord and brain injury
• Catastrophic injury 
• Roadway hazards
• Nursing home negligence 
• Bar liability
• Negligent maintenance 

At Reyes Tam Law, you can be assured that you will be treated with respect and that we will represent your case with drive, passion and personalized commitment to fight for fairness against the insurance companies.

Personalized representation. Unlike other law firms, you won't be directed to a computer automated answering machine or subjected to a screening by a call center. You will speak directly to a lawyer who will answer your questions, handle your case personally and provide solutions that are tailored to your needs. 

At Reyes Tam Law, we know that legal action can sometimes be overwhelming so we are dedicated to providing you help in language that you can understand. We offer services in:  

1. English
2. Tagalog
3. Pangasinan
4. Cantonese
5. Tamil

If you don't feel like you understand your options, just ask, and we will work to find an explanation that works for you.